JRS Broadland Ltd, t/a Pellpax is an Introducer Appointed Representative of Pay4Later Ltd, trading as Deko, which is authorised and regulated by the Financial Conduct Authority (FRN 728646). Deko is a credit broker, not a lender and does not charge you for credit broking services. We will introduce you exclusively to Duologi finance products provided by Specialist Lending Ltd, trading as Duologi under this Introducer Appointed Representative arrangement. Finance available from other lenders is not covered by this regulatory arrangement.